We recently helped someone whose phone alerted him to two mystery debit card charges in Dubai totalling £3,850. His bank cards were safely tucked away in his gym locker, but scammers still used them to make Chip and Pin payments in the Middle East.
When he reported the fraud to his bank, HSBC refused to reimburse him. Find out what happened when our expert stepped in and how this sophisticated scam really works.Source: Which? (07 Oct 2026)